[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.koeko.cz\/kde-si-ma-clovek-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.koeko.cz\/kde-si-ma-clovek-pujcit\/","headline":"Kde si m\u00e1 \u010dlov\u011bk p\u016fj\u010dit?","name":"Kde si m\u00e1 \u010dlov\u011bk p\u016fj\u010dit?","description":"Spousta lid\u00ed m\u00e1 u n\u00e1s hluboko do kapsy. \u0158\u00edk\u00e1 se, \u017ee jsme bohat\u00e1 zem\u011b, ale v\u011bt\u0161ina lid\u00ed to tak nevn\u00edm\u00e1, proto\u017ee m\u00e1 jenom mal\u00e9 p\u0159\u00edjmy. Pro lidi je tu \u010dasto … ","datePublished":"2019-10-20","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.koeko.cz\/author\/#Person","name":"","url":"https:\/\/www.koeko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/3c4e99fa9a9806cd5e8fd7cac6ca73ff5bbf5f3ee309e1745415eebd31482909?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3c4e99fa9a9806cd5e8fd7cac6ca73ff5bbf5f3ee309e1745415eebd31482909?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"koeko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.koeko.cz\/wp-content\/uploads\/img_a367087_w1937_t1579506113.jpg","url":"https:\/\/www.koeko.cz\/wp-content\/uploads\/img_a367087_w1937_t1579506113.jpg","height":0,"width":0},"url":"https:\/\/www.koeko.cz\/kde-si-ma-clovek-pujcit\/","about":["Pen\u00edze"],"wordCount":426,"articleBody":"      Spousta lid\u00ed m\u00e1 u n\u00e1s hluboko do kapsy. \u0158\u00edk\u00e1 se, \u017ee jsme bohat\u00e1 zem\u011b, ale v\u011bt\u0161ina lid\u00ed to tak nevn\u00edm\u00e1, proto\u017ee m\u00e1 jenom mal\u00e9 p\u0159\u00edjmy. Pro lidi je tu \u010dasto tak draho, \u017ee si nem\u016f\u017eou dovolit \u017e\u00edt v luxusu. A n\u011bkdy nemaj\u00ed ani ne skromn\u00e9 \u017eivobyt\u00ed. A tak jim n\u011bkdy nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e se n\u011bkam obr\u00e1tit se \u017e\u00e1dost\u00ed o p\u016fj\u010dku.  Banky ale zrovna takov\u00fdm lidem moc ochotn\u011b nep\u016fj\u010duj\u00ed. Je to pro n\u011b zbyte\u010dn\u00e9 riziko. Kdo je chud\u00fd, ten v t\u00e9hle zemi \u010dasto chud\u00fd i z\u016fstane, a chud\u00e1k m\u016f\u017ee m\u00edt lehce probl\u00e9my se spl\u00e1cen\u00edm. A to bankovn\u00ed \u00fa\u0159edn\u00edci nedopust\u00ed, nebudou riskovat majetek sv\u00fdch zam\u011bstnavatel\u016f. A chud\u00e1kovi tak nakonec nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e zkusit \u0161t\u011bst\u00ed n\u011bkde jinde. T\u0159eba i u nebankovn\u00edch spole\u010dnost\u00ed, kter\u00e9 sice z minulosti nemaj\u00ed pr\u00e1v\u011b nejlep\u0161\u00ed pov\u011bst, ale na rozd\u00edl od bank p\u016fj\u010d\u00ed i zoufal\u00fdm lidem. Jejich hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016fm\u016f\u017ee b\u00fdt pro mnoh\u00e9 \u017eadatele t\u0159eba i tou \u00fapln\u011b posledn\u00ed a jedinou nad\u011bj\u00ed, jak se zachr\u00e1nit. Proto\u017ee tady jim nevad\u00ed \u010dasto ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo exekuce, o n\u00edzk\u00fdch p\u0159\u00edjmech ani nemluv\u011b. Hlavn\u011b kdy\u017e m\u00e1 \u010dlov\u011bk na \u010desk\u00e9m \u00fazem\u00ed n\u011bjakou nemovitost, kterou jim d\u00e1 do z\u00e1stavy, a vyd\u011bl\u00e1v\u00e1 dost aspo\u0148 na to, aby m\u011bl na spl\u00e1tky. To potom \u010dlov\u011bku p\u016fj\u010d\u00ed a\u017e 70 % odhadn\u00ed ceny t\u00e9 nemovitosti, kterou se zaru\u010d\u00ed. P\u016fj\u010dku schv\u00e1l\u00ed rychle a rychle taky po\u0161lou pen\u00edze na \u00fa\u010det dlu\u017en\u00edka, kter\u00fd je m\u016f\u017ee pou\u017e\u00edt na v\u0161echno, na co je pot\u0159ebuje.  A potom to sta\u010d\u00ed u\u017e jenom v po\u0159\u00e1dku vr\u00e1tit. T\u0159eba za rok, t\u0159eba za t\u0159icet let, jak se to dohodne. A t\u0159eba taky d\u0159\u00edv, ne\u017e bylo domluveno, a p\u0159esto bez jak\u00e9hokoliv poplatku za p\u0159ed\u010dasn\u00e9 splacen\u00ed. A tak se \u010dlov\u011bk m\u016f\u017ee zbavit t\u0159eba nev\u00fdhodn\u00fdch p\u016fj\u010dek, exekuc\u00ed, hypot\u00e9k a dal\u0161\u00edch nep\u0159\u00edjemnost\u00ed. Jestli je to i v\u00e1\u0161 p\u0159\u00edpad, sp\u011bchejte k po\u010d\u00edta\u010di, vypl\u0148te na webu nebankovn\u00ed spole\u010dnosti formul\u00e1\u0159, po\u0161lete jim \u010dty\u0159i a\u017e osm fotografi\u00ed nemovitosti a kr\u00e1tce vy\u010dkejte. Dopadne to ur\u010dit\u011b dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si m\u00e1 \u010dlov\u011bk p\u016fj\u010dit?","item":"https:\/\/www.koeko.cz\/kde-si-ma-clovek-pujcit\/#breadcrumbitem"}]}]